The A-kasse & Union Comparison Matrix
There are over 20 unemployment funds in Denmark. Some specialize in specific industries, while others are cheap, “yellow” cross-industry funds. Use our Matchmaker tool below to find the best fit for your profession and compare the 2026 prices.
Find Your Ideal A-kasse
Select your primary profession or current status:
Result
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2026 Pricing Matrix
Compare the monthly costs. Remember: you can choose to buy just the A-kasse, or add the Union (Fagforening) for legal protection. *Prices are gross; fees are tax-deductible!*
| A-kasse / Provider | Target Audience | A-Kasse Price (Per Month) | Add Union? (Total Per Month) |
|---|---|---|---|
| Akademikernes (AKA) | University graduates across all fields. | 517 DKK | N/A (They partner with multiple academic unions) |
| Det Faglige Hus | Cross-industry (Open to everyone). Budget focus. | 528 DKK | +69 DKK (Total: 597 DKK) |
| Min A-kasse | Cross-industry. High member satisfaction. | 542 DKK | N/A (A-kasse only) |
| HK | Office workers, retail, administration, IT support. | 552 DKK | +474 DKK (Total: 1,026 DKK) |
| Krifa | Cross-industry. Focus on wellbeing and broad support. | 556 DKK | +150 DKK (Total: 706 DKK) |
| ASE | Freelancers, self-employed, and independent professionals. | 560 DKK | +74 DKK (Total: 634 DKK) |
| CA A-kasse | Business, management, HR, and consulting. | 561 DKK | +60 DKK (Total: 621 DKK) |
| 3F | Construction, transport, manufacturing, hospitality. | 570 DKK | +501 DKK (Total: 1,071 DKK) |
The “English Support” Warning
Not all A-kasser are built to help expats equally.
Choose specialized over cheap
If you lose your job, you will need to navigate a massive amount of Danish bureaucracy to claim your Dagpenge. The cheapest option is rarely the best for a foreigner.
- Academic / Tech Funds: Funds like AKA (Akademikernes) and IDA are highly accustomed to dealing with international specialists. Their websites, phone support, and CV workshops are fully available in English.
- “Yellow” / Discount Funds: Funds like Det Faglige Hus or ASE are cheap because they are highly generalized. While they legally must help you, their online portals and workshops are often entirely in Danish, leaving expats frustrated when they actually need to use the service.
FAQ
Switching and tax rules.
Can I switch A-kasser without losing my seniority?
Yes! If you realize you picked the wrong A-kasse, you can easily transfer to a new one. The new A-kasse handles all the paperwork, and your earned seniority (the crucial 12-month waiting period) transfers over seamlessly.
Are these prices before or after the tax deduction?
The prices listed are gross (before tax). Because A-kasse fees are fully tax-deductible in Denmark (and union fees are deductible up to 7,000 DKK/year), your actual out-of-pocket cost is about 25-30% lower than the listed price once SKAT applies the deduction to your Årsopgørelse.