Danish Glossary
Every Danish term you’ll encounter as an expat — explained in plain English and linked to the full guide.
85 terms
Registration & Identity
11 terms
Borger.dkCitizen portal
The central government website where you manage address registration, tax, healthcare, benefits, and more. Requires MitID login.
Read guide BorgerserviceCitizen service
The municipal office where you register your address, get CPR, collect your health card, and handle other admin.
Read guide CPR-nummerCPR number
Your 10-digit personal identification number. You need it for healthcare, banking, tax, phone contracts, and almost everything else in Denmark.
Read guide DankortDanish debit card
The national debit card. Almost every Dane has one. Some shops only accept Dankort.
Read guide e-BoksDigital post
A secure digital mailbox where you receive official letters from the government, SKAT, your bank, and your doctor.
Read guide FolkeregisterNational register
The civil registration system that tracks every resident’s address, CPR number, and civil status.
Read guide KommuneMunicipality
Your local government authority. Handles address registration, CPR, childcare, schools, and local services.
Read guide MitIDDigital ID
Denmark’s mandatory digital login system. You need it to access your bank, SKAT, Borger.dk, e-Boks, and virtually all public services.
Read guide MobilePayPayment app
Denmark’s universal mobile payment app. Used everywhere — splitting bills, paying at shops, even church collections.
Read guide NemKontoEasy account
The bank account the government uses to pay you — tax refunds, benefits, SU, pension.
Read guide SundhedskortHealth card
Your yellow plastic health card, issued after CPR registration. It has your doctor’s name and CPR number.
Read guide Tax & Money
16 terms
AM-bidragLabour market contribution
An 8% tax deducted from your gross salary before any other tax. Everyone pays it.
Read guide A-skatIncome tax (withheld)
The income tax your employer withholds from your salary each month, based on your tax card.
Read guide BefordringsfradragCommuter deduction
A tax deduction for commuting more than 24 km each way to work. Claim on skat.dk.
Read guide BundskatState bottom tax
The base state income tax rate of 12.09%. Everyone pays this on taxable income after the personal allowance.
Read guide ForskerskatteordningenResearcher tax scheme
A special 27% flat tax rate for highly-paid foreign researchers. Lasts up to 7 years.
Read guide ForskudsopgørelsePreliminary tax assessment
Your projected tax settings for the year — deductions, expected income, tax rate. Set it on skat.dk each November.
Read guide FrikortTax-free card
A tax card for people earning below the personal allowance. No tax is withheld up to the frikort limit.
Read guide KommuneskatMunicipal tax
Local income tax set by your municipality, averaging ~25%. Copenhagen is 23.8%.
Read guide Overskydende skatTax refund
Money back from SKAT if you overpaid during the year. Usually paid in April/May.
Read guide PersonfradragPersonal allowance
The annual tax-free amount (~DKK 49,700). You pay zero tax on income below this threshold.
Read guide SKATTax authority
Denmark’s tax authority (Skattestyrelsen). Handles income tax, VAT, deductions, and your annual tax return.
Read guide SkattekortTax card
The digital document your employer uses to calculate your monthly tax withholding.
Read guide TopskatTop bracket tax
An extra 15% tax on annual income above ~DKK 588,900. Only high earners pay it.
Read guide ÅrsopgørelseAnnual tax statement
Your final tax calculation for the year, issued by SKAT each March. Shows whether you owe or get a refund.
Read guide Housing & Renting
9 terms
AndelsboligCooperative housing
A uniquely Danish housing type where you buy a share in a cooperative rather than owning outright.
Read guide BoligportalHousing portal
One of Denmark’s largest apartment listing websites. Requires a paid subscription.
Read guide BoligstøtteHousing benefit
Government financial support toward rent, based on income, household size, and rent amount.
Read guide Forudbetalt lejePrepaid rent
Rent paid in advance (up to 3 months). Covers your final months. Different from the deposit.
Read guide FraflytningssynMove-out inspection
A mandatory inspection when you move out. The landlord may deduct repair costs from your deposit.
Read guide HuslejenaevnRent tribunal
A local board that resolves rent disputes between tenants and landlords. Costs ~DKK 357.
Read guide LejekontraktRental contract
Your legally binding tenancy agreement. Follows a standard format (Typeformular A, 10th edition).
Read guide VarmeregnskabHeating bill
The annual heating cost settlement. You pay a monthly estimate, then get a final statement.
Read guide Immigration & Permits
10 terms
BeløbsordningenPay Limit Scheme
A fast-track work permit for non-EU workers earning above ~DKK 375,000/year.
Read guide EU Blue CardEU Blue Card
An EU-wide work permit for highly qualified non-EU workers with a university degree.
Read guide EU-opholdsbevisEU residence document
The registration certificate EU/EEA citizens get after registering with SIRI.
Read guide FamiliesammenføringFamily reunification
The permit pathway for bringing your spouse, partner, or children to Denmark.
Read guide IndfødsretsprøveCitizenship test
A test on Danish society, culture, and history. 40 questions, pass mark 32/40.
Read guide OpholdstilladelseResidence permit
The permit that allows non-EU citizens to live and/or work in Denmark.
Read guide Permanent opholdstilladelsePermanent residency
The right to stay in Denmark indefinitely. Requires 8 years of residence (can be reduced to 4).
Read guide PositivlistenPositive List
A list of occupations with labour shortages. Updated twice a year.
Read guide SIRIImmigration service
Styrelsen for International Rekruttering og Integration. Processes work permits and residence permits.
Read guide StatsborgerskabCitizenship
Danish citizenship by naturalisation. Requires 9 years of residence and language proficiency.
Read guide Work & Employment
13 terms
A-kasseUnemployment fund
An insurance fund you pay into monthly to receive unemployment benefits (dagpenge) if you lose your job.
Read guide ATPLabour market pension
A mandatory supplementary pension scheme. About DKK 99/month for full-time workers.
Read guide BarselParental leave
Denmark’s parental leave system: 52 weeks total. Mothers get 4+14 weeks, fathers 2, and 32 are shared.
Read guide CVR-nummerBusiness reg. number
The unique number assigned to every registered business in Denmark. Register on virk.dk.
Read guide DagpengeUnemployment benefits
Financial support while job-seeking. Up to DKK 20,359/month for up to 2 years.
Read guide FagforeningTrade union
A workers’ union that negotiates collective agreements and provides legal help. ~67% of Danes are members.
Read guide FeriepengeHoliday pay
12.5% of your gross salary, set aside for paid holiday. Paid out when you leave a job.
Read guide FunktionærlovenSalaried Employees Act
The law covering white-collar employees. Provides minimum notice periods, sick pay, and severance.
Read guide LønseddelPayslip
Your monthly salary statement showing gross pay, AM-bidrag, A-skat, pension, ATP, and net pay.
Read guide OpsigelsesvarselNotice period
The required notice before terminating employment. Ranges from 1 to 6 months depending on tenure.
Read guide OverenskomstCollective agreement
A negotiated agreement between unions and employers that sets wages and conditions for a sector.
Read guide PrøvetidProbation period
A trial period (typically 3 months) at the start of employment. Shorter notice periods apply.
Read guide SygedagpengeSick pay
Employer pays full salary for 30 days, then the municipality pays sygedagpenge (capped).
Read guide Healthcare
6 terms
LægevagtOut-of-hours doctor
Emergency doctor service for evenings, nights, and weekends. Call 1813 in the Capital Region.
Read guide Praktiserende lægeGP / family doctor
Your assigned general practitioner. All non-emergency healthcare starts here.
Read guide ReceptPrescription
A doctor’s prescription for medication. Many are digitally linked to your CPR.
Read guide SundhedsvæsenetHealthcare system
Denmark’s universal tax-funded healthcare. GP visits, hospitals, and most specialist care are free.
Read guide SygesikringHealth insurance (public)
The public health insurance all residents get automatically through CPR registration.
Read guide TilskudSubsidy / reimbursement
Government co-payment on prescription medicine. The amount increases with your annual spending.
Read guide Daily Life & Culture
11 terms
ApotekPharmacy
Where you pick up prescription and over-the-counter medicine. Some prescriptions are auto-linked to your CPR.
Read guide Dansk PrøveDanish language test
Official proficiency tests. PD1, PD2, and PD3 correspond to A2, B1, and B2. PD3 required for citizenship.
Read guide DSBDanish State Railways
Denmark’s national train operator. Runs InterCity, regional, and S-tog trains.
Read guide FællesskabCommunity / togetherness
A core Danish value of collective belonging. Appears in housing cooperatives, workplaces, and the welfare state.
Read guide HyggeCosiness / togetherness
The Danish concept of warmth, comfort, and contentment. Candles, blankets, friends, and cake.
Read guide JantelovenThe Law of Jante
An unwritten social code: don’t think you’re special or better than others. Modesty is valued.
Read guide KontanthjælpSocial assistance
Financial support for residents who can’t support themselves and don’t qualify for dagpenge.
Read guide RejsekortTravel card
Denmark’s smart card for public transport. Tap on/off on buses, trains, and metro.
Read guide SprogskoleLanguage school
Free Danish language classes for new residents. You get 3.5 years of classes.
Read guide SUStudent grant
Monthly financial support for students in Denmark. EU citizens working 10–12 hours/week may qualify.
Read guide Driving & Transport
5 terms
EjerafgiftVehicle ownership tax
A semi-annual tax on your car, based on fuel consumption. Billed via SKAT.
Read guide Grøn ejerafgiftGreen ownership tax
The environmental component of vehicle ownership tax. Higher for less fuel-efficient cars.
Read guide KørekortDriving licence
You can use your foreign licence for up to 180 days. After that, you must exchange or test.
Read guide RegistreringsafgiftVehicle registration tax
Denmark’s notoriously high car tax. Can be 85–150% of the vehicle price.
Read guide SynVehicle inspection
Mandatory periodic inspection. Required every 2–4 years depending on vehicle age.
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