Your monthly budget in Denmark
Build a budget for your household and see the salary you would need to cover it after Danish tax.
- Your own numbers
- 2026 tax for the salary needed
- Free, nothing stored
Monthly budget
31,150 DKK
373,800Per year
45,576Gross salary needed, total
22,788Gross salary per adult
| Per month | Share | |
|---|---|---|
| Housing | 13,500 | 43% |
| Utilities | 1,400 | 4% |
| Food | 7,800 | 25% |
| Transport | 1,200 | 4% |
| Phone and internet | 450 | 1% |
| Insurance | 600 | 2% |
| Childcare | 3,200 | 10% |
| Everything else | 3,000 | 10% |
| Total per month | 31,150 | 100% |
The salary needed assumes every adult works and earns the same, with 2026 tax at 25% municipal rate.
How it's calculated
- Your categories. Housing, utilities, food, transport, phone, insurance, childcare and the rest. Food scales with the number of adults and children.
- Example starting amounts. They are there to show the shape of a budget, not as averages. Replace each one with your own figures.
- The salary you need. The calculator works backwards through the 2026 tax rules to find the gross salary that leaves enough to cover the budget.
Figures used
| Figure | Value | Source |
|---|---|---|
| Tax rules for the salary needed | 2026 | Skatteministeriet |
| Childcare prices | Set by each municipality | borger.dk |
Questions
Are these average costs for Denmark?
No. The starting amounts are examples. Costs vary a lot between cities and households, so use your own numbers wherever you can.
Where do I find real rents?
Look at current listings on rental sites for the area you want. Rents in central Copenhagen are much higher than in Aalborg or Odense.
What about the childcare subsidy?
Parents pay at most part of the cost, and there are discounts for siblings and on lower incomes. Enter what you actually pay after the subsidy.
Related
Last checked October 2026. A planning tool. The starting amounts are examples, not official averages.